Do I need umbrella insurance, and if so, how much?
Umbrella insurance isn't just for the wealthy. While it's true the more you have, the more you have to protect, you should also review your lifestyle for activities that have greater risk. For example, do you have an ATV? A boat? Or a motorcycle? Then you should consider umbrella insurance for extra liability protection. Or do you have a teenager that drives? Teenagers are at greater risk for accidents which can leave you open to a lawsuit if they should be found at fault of an accident causing property damage or bodily injury. A Gary Thompson Agency licensed agent can help you determine if you have increased risk and should consider umbrella insurance.