How much life insurance do I need?
Every person and every situation is different. One of our experienced agents can review your household and financial situation, as well as your goals, to recommend the best coverage for you.
What’s the difference between “term” and “whole” life insurance?
Term life insurance only covers you for a certain amount of time as specified up front. Many term life policies provide coverage for a 10-year or 20-year period. Benefits are paid only if you die within that coverage period.
Whole life insurance, or also called permanent life insurance, covers you until death. A permanent life insurance policy is typically more expensive than a term life insurance policy and builds in value, allowing you to take money out or cash in the policy.